SaaS Renewal Risk and Scoring Models for SMB and Mid-Market Organizations

We’ve been modeling SaaS renewal risk across SMB and mid-market orgs and the consistent issue isn’t overspending — it’s unscored renewals. In recent audits, 15–30% leakage was tied to: • Tools renewed with <50% utilization • Overlapping stack functionality • No structured risk scoring before auto-renewals Most teams optimize pipeline obsessively but don’t quantify renewal exposure across tools. Curious — does your org use a formal SaaS renewal scoring model before contracts renew? Or is it mostly reactive review?